Have you ever survived the holiday season financially intact? As you approach the (potentially) most expensive time of the year, you can prevent holiday debt with these tips to keep you on track.

Whether 2020 has left you in a tough place financially, or whether you’re prioritising saving for your future, don’t add to the strain of 2021 by starting the year in a ton of holiday debt. It takes so much effort and sacrifice to get rid of debt that it just isn’t worth it. If you don’t have it, don’t spend it.

Show Notes

  • [01.36] Be prepared.
  • [03.43] Manage expectations.
  • [05.49] Agree a level of spend with others.
  • [06.50] Be creative.
  • [07.50] Keep the end in mind.

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“And what’s interesting is how much of an important life lesson it is for our children to learn that money is finite, and we can’t have everything. “ – Lisa Linfield

“Choose what’s worth it to spend money on, and don’t spend it on what’s not.” – Lisa Linfield

“If you know one of your family has had a tough year or is battling financially, then be proactive and offer to limit the price of the gifts, or skip the adult presents and just focus on the kids.” – Lisa Linfield

“Give what you can give, but don’t sacrifice your savings, your future and the REAL needs to buy things your kids or family that they won’t remember in 6 months.  Your future is too important for that.” – Lisa Linfield