63 The dirty on debt

Jan 16, 2019 | Budgets, Debt, Everyday Money, Health and Wealth, Managing Money, Mindful Money, Podcast, Saving

They call it “Januworry” for a reason! And now we are faced with purging the festive splurge and back to paying off our debt. Yikes! We are in the middle of our series titled Financial Freedom. So, what have we learned so far? It’s all about MINDSET! How badly do you...

40 – Teaching children under 12 about money

Aug 8, 2018 | Budgets, Everyday Money, Kids Money, Podcast

It’s a question I get asked often – how do I teach my children about money? This is a topic I am passionate about because I have three little people whom all have very different outlooks and habits when dealing with money. Raising kids who are grounded, generous...

034 – Two ways to manage unexpected expenses

Jun 27, 2018 | Budgets, Debt, Everyday Money, Managing Money, Podcast, Saving

There are many reasons why our savings get derailed by unexpected expenses:  such as medical bills and cars that breakdown.  In this episode I give you a 3-jar strategy to make sure that you won’t be caught off guard when they hit. We look at how we manage both...

The two lessons that changed my life – and will change yours too

Dec 7, 2017 | Budgets, Everyday Money, Health and Wealth, Managing Money, Mindful Money, Retirement and investing, Saving

This is the last article in our series on the 7 Steps to health and wealth.  Step 1 was about understanding that without a compelling reason to change behaviour, you won’t.  And that reason usually comes in two forms:  A sudden A-Ha moment of insight or crisis,...

Struggling to break through the barrier?

Nov 8, 2017 | Budgets, Debt, Earn extra income, Everyday Money, Health and Wealth, Managing Money, Mindful Money, Saving

This is the fifth in our series on the 7 Steps to health and wealth.  Step 1 was about understanding that without a compelling reason to change behaviour, you won’t.  And that reason usually comes in two forms:  A sudden A-Ha moment of insight or crisis, or a...

The heartbreak of debt and how to change it

Nov 3, 2017 | Budgets, Debt, Earn extra income, Everyday Money, Health and Wealth, Managing Money, Saving, Uncategorized

This is the fourth in our series on the 7 Steps to health and wealth.   Step 1 was about understanding that without a compelling reason to change behaviour, you won’t.  And that reason usually comes in two forms:  A sudden A-Ha moment of insight or crisis, or a...

The 7 steps to health and wealth

Oct 25, 2017 | Advanced investing, Budgets, Debt, Everyday Money, Health and Wealth, Mindful Money, Protecting your money, Retirement and investing, Saving

I’ve often said that, in many ways, health and wealth are similar (read here).  Like all analogies, there is a point at which they fall short.  But sometimes, it’s easier to learn a new topic when you can hook it onto a subject you understand well. Both...

9 ways to make extra sitting on the couch

Oct 9, 2017 | Budgets, Debt, Earn extra income, Everyday Money, Managing Money, Saving

Imagine that.  Making money and not even leaving your couch. Don’t believe me?  Watch this space – I’m going to show you nine different ways to make $1000 in a month whilst never leaving your couch. If you’re one of the many people...

4 reasons why you shouldn’t upgrade your house

Oct 3, 2017 | Budgets, Debt, Everyday Money, Managing Money, Mindful Money, Saving

This morning I was researching the Money Mindset.  I came across this quote by Mark Ford that in order to stop the spending spiral, “Stay in the house you have”. It immediately took me back to one of my favourite books, The Millionaire Next Door....

The easiest way to keep track of family spending

Jun 22, 2017 | Budgets, Everyday Money, Managing Money

I’m often asked how I keep track of my spending.  My personal thinking style rebels against the structure of a budget and tracking pennies – and the time it takes.  So I use a tool called 22Seven.  Although independently run, it’s backed by one of...