Do you have any idea how much you’re paying for your life insurance? Life insurance is pure math and probability, and becomes more expensive the later you take it in life.

I’ve had clients who have paid for life insurance their whole life only to have to give it up in retirement (when they’re most likely to need it) because they made this ONE big mistake when they chose their life insurance…

Today I’ll share this, and a few other common mistakes people make when it comes to life insurance.

Show Notes

[01.22] The Premium Pattern

[02.14] The Risk Curve

[04.00] Level premiums, age-rated premiums, 5% premiums

[08.20] A second set of increases in monthly premiums

[10.05] A delicate side note – taking over your parents life insurance

[13.20] Swopping life insurance often

[16.30] Over-insuring

[19.12] Keeping your beneficiaries current

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“Life insurance is pure math and probability.” – Lisa Linfield

“The longer you stay alive, the longer you pay your monthly premiums towards that money that you’re going to draw when you die.” – Lisa Linfield

“If you don’t need it, you don’t get paid for it.” – Lisa Linfield

“Know HOW you are paying for your life insurance.” – Lisa Linfield

“Go and check your policies, and just really make sure that you haven’t been sold something that you’re not going to be able to use when you need it most.” – Lisa Linfield

“Life insurance isn’t something that you should be keeping at high levels forever. You should be using that premium to invest if you don’t need it.” – Lisa Linfield