Is your current investment strategy designed to make your retirement as tax efficient as possible? Understanding how tax works when you’re retired is only ONE of the factors to consider when structuring your investments in a marriage.

Because we have NO idea what will happen when we’re 90 – what money we will need, what the tax rates will be, which one of us will be alive, structuring your money for flexibility is the most important thing. In today’s episode I explain the reasons you should think carefully about who owns which investment in a marriage.

Please do share this episode with your married friends, and their husbands, as they may be young enough to change their investment strategy so their retirement is a lot more tax efficient.

Show Notes

  • [1.57] Tax 
  • [03.54] Tax while you’re working
  • [06.33] When protection from creditors is an issue
    • Inheritance
  • [09.08] Tax while you’re retired
  • [10.51] Capital
  • [12.21] It’s all about flexibility

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“Retirement funds have a lot of great benefits, and normal investments have a lot more flexibility.  So you need to have both.” – Lisa Linfield

“When you’re retired, you still pay tax.” – Lisa Linfield

“Most people think that the only way to save for retirement is in a retirement fund. It’s not.” – Lisa Linfield