034 – Two ways to manage unexpected expenses

There are many reasons why our savings get derailed by unexpected expenses:  such as medical bills and cars that breakdown.  In this episode I give you a 3-jar strategy to make sure that you won’t be caught off guard when they hit.

We look at how we manage both your monthly cashflow (so you don’t get into debt at Christmas!) and any larger expenses and how to protect that from un-budgeted demands

We also discuss one of the golden rules of managing money – don’t use capital (money you’ve invested) to help out with expenses.  Always protect your capital!

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